Mortgage left in limbo

Derek Scholes One of many residents who have received a letter from Land Registry about Duke of Rutland's mining rights.
Derek Scholes One of many residents who have received a letter from Land Registry about Duke of Rutland's mining rights.

A homeowner who has applied to switch his mortgage from one bank to another has had his application refused as a result of confusion surrounding unilateral notices.

Paul Thomas, of Darwin Avenue, contacted the Advertiser after reading last week’s story about letters being sent out by the Land Registry.

He said: “I’m frustrated to say the least.

“Our application to move our mortgage has now been refused twice, and only because of this nonsense.

“We have had to ring the Land Registry, pay for a copy of the deeds to find out what the problem was and we received no letters.

“What utter nonsense,

“Our mortgage is now stuck until this can be sorted out.”

Managing director of Ilkeston Property Services, Richard Jones, warned last week that the local property market could suffer temporarily as a result of the new notices.

Mr Thomas added: “We’re paying to call premium rate phone numbers, paying the wrong interest rates on our mortgage, the costs are all ours to bare.

“We’ve got to the completion stage twice, it’s not like we’re moving house, just changing mortgage provider so it’s not a complicated situation, and both times we were rejected.

“I called up our solicitors and they say it’s an issue for the Land Registry.

“I’m just hoping it gets sorted soon.”

Meanwhile, Derek Scholes, a resident who contacted the Advertiser after receiving a letter last week, has been contacted by dozens of worried neighbours.

He said: “I’ve been in touch with lots of people who I know and talking about this.

“I’ve had two of my neighbours in their 90s come to me for advice about this.

“People are very concerned.

“I’ve been printing out forms and handing them out to people.

“A couple of neighbours have told me they’ve got theirs from the solicitors and were charged £45 for them but you can print them from the website for free.”